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Credit Shield


  • Credit Shield is an insurance coverage available to NBAD credit cardholders that offers protection benefits ranging from life cover to critical illness and disability. For a nominal monthly charge, the cardholder is covered on a 24 hours basis and whilst traveling anywhere in the world.
  • Accidental death/disability insurance pays AED 50,000
  • Up to AED 50,000 waived in case of serious illness Summary of Cover:-
  • 100% of the credit card outstanding balance is waived up to a maximum of AED 50,000, in the event of death / total permanent disability of a primary cardholder.
  • If the death / total permanent disability is due to an accident, an additional lump sum payment of AED 50,000 is made to the family.
  • If the primary cardholder suffers temporary disability, he is relieved from paying the minimum due on his/her NBAD Credit Card for up to 3 months.
  • 100% of the credit card outstanding balance is waived up to a maximum AED 50,000, if the primary cardholder contracts any of the following covered critical illnesses during the policy period – stroke, heart attack, cancer, coronary artery bypass surgery, renal failure.

For detailed information on Credit Shield click here to download a PDF file. If you want to contact us for more details on Credit Shield, please feel free to call (toll free 800 2211). Credit Shield is an optional feature on NBAD credit cards and can be cancelled at any time – by calling (toll free 800 2211) * Terms and Conditions apply. For more details, please refer to a copy of the Policy, which is available from your branch on request.

*All cards are subject to Bank’s approval. For more details call 8002211 or visit any of NBAD branches.



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