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Current Accounts

Our current account offers you a regular transaction account with cheque book facility, ATM , debit cards and much more. See features and benefits below and apply online now!

Features and Benefits

  • No initial deposit required to open an account.
  • No minimum balance required to be maintained.
  • One free cheque book upon salary transfer every 30 calendar days.
  • Free Debit Master Cards.
  • Extensive ATM network of almost 400 ATMs with international access.
  • Free unlimited calls to NBAD Call Centre.
  • Free Etisalat & Electricity bills payment, charitable donations.
  • Free fax of last 15 transactions on your account.
  • Life line(overdraft) and/or Temporary overdraft facility available if monthly salary is mandated to NBAD.
  • Remittance service at any time & any where in the world, special exchange rates & 33% discount on charges.
  • Free Inter Branch and Inter accounts transfer.
  • Standing Instructions or Automatic Transfer from one account to another NBAD Account.
  • Overdraft protection facility.
  • Secure e-mail facility.
  • Free sweep facility at end of the day or periodical transfer of funds from one account to another to maximize cash flow management. This is most ideal for transfer of funds from non interest bearing to Interest bearing account and vice versa.
  • Online Statement viewing.
  • 24/7 easy access to the account through a wide range of remote channels:
    • Automated Teller Machines worldwide.
    • POS (Point of Sale) Terminals in 20 million outlets worldwide.
    • NBAD call centre-24/7 interactive Telephone Banking Service 8002211.
  • NBAD Surfer Card - Internet payment card at a nominal charge.


Eligibility Criteria and Documents Required

  • Individual UAE residents, employed and/or self employed individuals
  • Minimum Salary requirement AED 10,000/.
  • Minors accounts (below 18 years of age) will be opened & operated by the account holders legal guardian.
  • UAE Nationals (from 18 years to 21 year) employed with Government or Semi Government Departments can open & operate account, but require the written consent of the guardian to avail of credit facility.
  • Account Opening Form.
  • UAE Nationals: Photocopy of Passport to be verified against the original passport.
  • Expatriates: Photocopies of Passport plus valid residence visa & EMID to be verified against the original passport.

*Subject to Bank’s approval.


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