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NBAD Overdrafts

NBAD Overdrafts* provides you comfort and security without compromising on convenience, knowing you have a credit line available whenever you need it.

This convenient annually renewable facility allows your account to be overdrawn up to a pre-determined limit and then repaid when the next salary or sufficient funds are credited into the account. That way, you can manage your expenses and maintain a peace of mind.

Talk to a member of our team about arranging an overdraft facility for you today. To get started, here's what you need to know:


  • Pre-arranged, stand by Overdraft Facility for short term needs for individual customer's accounts only.
  • Facility allows account to be overdrawn up to pre-determined limit and repaid when next salary or sufficient funds are credited into account.
  • Available for limits up to 3 times your monthly income
  • Hassle-free application process.
  • Cash withdrawal can be accessed through ATM by using your debit card.
  • Competitive interest rate
  • No minimum balance NBAD bank account


Available for both UAE Nationals and resident Expatriates.

Key Requirements:

Company in which you are employed must be on NBAD's List of Approved Employers
Your salary must be transferred to your current account in NBAD

For more on our Overdrafts Product and how to apply, please call 00971 2 4103700 or 00971 4 4245678

*All facilites are subject to Bank's approval. Terms & Conditions apply.

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