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Visa & Master Cards

The best things in life are free... Just like NBAD Credit cards. NBAD offers free for life Visa and MasterCard cards with great features and benefits to cover your needs.


  • Free for life for Classic and Gold cards.
  • Fully secured.
  • Competitive interest rates.
  • Three free supplementary cards for your family.
  • Interest free credit for up to 51 days.
  • Suitable limits.
  • Low interest rates on balance transfers.
  • Minimum monthly payment of 5% of the outstanding amount or AED 100 whichever is higher.
  • Your purchases on credit card will be automatically free insured for up to $10,000 against loss, damage or theft for up to 90 days from the purchase date.
  • Choice of 4 convenient billing and repayment dates.
  • View your statement through NBAD Online website any time you wish.
  • SMS message alerts of transactions, due dates etc.
  • Free road side assistant.
  • No minimum length of service required
  • Cash advance – *40% of credit limit.


  • Non NBAD Salary transfer minimum salary AED 6,000.
  • NBAD salary transfer customer minimum salary is AED 4,000.
  • Government Company (1 salary credit).
  • Private Company (2 Salary credits -applicable only for banking customers).

Documents Needed:

  • UAE nationals - passport copy.
  • Expatriates - Passport copy with valid residence visa page.
  • Credit card application form.
  • Last three months bank statement for non banking only.
  • Undated Security cheques.

Click here to know about Credit Shield.

*Rates / terms are subject to change from time to time.


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